Managed co-ownership of Australian holiday homes
Own the holiday home.We run it for you.
One specific holiday home. You buy your share on your own. Copay brings together the small group of owners and manages the home.
- Buy solo. No group to organise.
- Copay runs the home: scheduling, cleaning, bills, upkeep.
- A defined pathway to sell.
What if the next one was partly yours?
You've spent years booking someone else's place. Same coast, same drive, a different house each time, and nothing that stays yours.
Renting
- Book
- Pay
- Stay
- Leave
- Repeat
Owning your share
- Buy your share, once
- Book
- Stay
- Come back
- The same home, year after year
The difference isn't the house. It's that one of these you come back to.
What do I actually own?
- One home
- One specific holiday home, at one address, with a maximum of eight owners.
- Your share
- Units in the dedicated trust that owns that home, recorded on its unit register. Usage, costs and exit are set out in the co-ownership agreement.
- Copay manages it
- Scheduling, cleaning, maintenance, bills and coordination. You arrive and it is ready.
Wondering what could suit you?
Tell us where, what kind of home and what share. About a minute, no commitment.
See what could suit meYour preference
See what ownership could look like for you
Tell us where, what kind of home and roughly when. About a minute.
Straight answers.
Not ready to leave your details? Keep reading, in the order you'd ask.
The kinds of homes we're looking for.
The next homes are chosen by where people register. These show the standard we buy to.
You own it. You don't run it.
The house
- Cleaning
- Maintenance
- Repairs
- Gardening
- Pool care
The money
- Insurance
- Council rates
- Bills
The admin
- Turnover between stays
- Scheduling
- Owner admin
- Support
One monthly payment covers all of it. You never chase a tradesperson or collect money from another owner.
Your things stay in a locked store at the house, so you travel light and they're waiting when you arrive.
Who gets Christmas?
how it works
| Christmas | Easter | January | |
|---|---|---|---|
| 2027 | You | Owner B | Owner C |
| 2028 | Owner B | You | Owner D |
| 2029 | Owner C | Owner D | You |
Smart Scheduling in the Copay portal rotates the peak dates for you. Have Christmas this year and you rank lower for it next year, so nobody keeps the best dates and nobody negotiates with anyone.
And the house is yours whenever it's free, on short notice, without touching your allocation.
What does it really cost?
Your share, paid once.
Your share of the home, plus applicable transfer duty, legal review and Copay fees.
Then one monthly levy.
Ongoing property costs such as insurance, maintenance, rates and scheduling are managed through one monthly payment.
No second job. No chasing other owners. Just one payment that covers it.
Figures vary by property. See your costs for your preferred region in the calculator; exact costs are confirmed in writing before you commit.
Estimate your share →Estimate your share in 30 seconds
Pick a region, a home type and a share size. Your figures appear instantly. No email needed.
1 Where
Figures are illustrative for this region. The collection shows the types of homes we look for.
Entry capital
Monthly levy
Your share
Complete all three steps to see your figures.
Entry capital
Duty, legal review and Copay service fee included.
Monthly levy
Insurance, maintenance, rates. One monthly payment.
Usage
Allocated according to your share, with peak dates and school holidays rotated between owners.
Illustrative figures based on your selections. Exact numbers confirmed in writing before you commit.
What if another owner is a problem?
You don't manage the other owners. Copay manages the home.
Someone stops paying
Copay steps in, manages the arrears and pursues the payment, so you're not the one chasing another owner. The trust agreement sets out what happens if it isn't resolved.
Someone causes damage
Damage is charged to the owner responsible through the home's ledger, not shared across everyone.
Someone wants to let it on Airbnb
Homes are for the owners who bought them. Short-term letting isn't permitted.
Do I ever deal with them directly?
No. Copay handles the money, the bookings and the admin. You never negotiate with another owner.
How do I get out?
Request a sale
Once your minimum holding period is met.
Establish value
An independent valuation helps determine the market value of the property and your share.
Offer to co-owners
Existing co-owners get the first opportunity to purchase, where applicable.
Find a buyer
Copay markets your share to registered buyers.
Buyer approval
The new owner completes the required verification and approval process.
Transfer
Your units transfer to the new owner.
Copay manages the process. You decide when to sell and what price to accept. A sale isn't guaranteed, and timing depends on market conditions and buyer demand.
What we don't promise.
Before you buy, here's what Copay doesn't promise.
No promise of value increase.
Property values can fall as well as rise. Don't buy a share expecting it to be worth more later.
No short-term letting.
Copay homes are for their owners. Owner nights can't be let out, subject to the terms of your ownership.
No guaranteed exit price or timeframe.
When you sell, the outcome depends on the market and the buyer you find. There is no guaranteed buy-back price or sale date.
No guaranteed dates.
Your share gives you defined usage rights, but peak dates are allocated through the applicable scheduling rules and aren't yours until booked.
Not financial, tax or legal advice.
Get independent advice from a qualified professional before you buy.
Why we built Copay.
We watched families spend years renting the same coast while second homes sat empty most of the year. Neither made much sense. So we built a simpler way to own one, share it fairly, and leave the running to us.
Himanshu Arora & Mohamed Ismail
Co-founders
Ownership, not access
What am I actually buying?
- One specific home
- One house, at one address, with a maximum of eight owners. Not a resort, not a network of properties.
- Units in the trust that owns it
- The home is held by a dedicated unit trust with a corporate trustee. You hold units in that trust, recorded on its unit register.
- Usage, costs and exit in writing
- A solicitor-drafted co-ownership agreement sets out how usage is allocated, how costs are shared and how an owner sells later. Peak periods and school holidays rotate.
- Copay manages the home
- Scheduling, cleaning, maintenance, bills and coordination. Owners arrive to a home that is ready.
Tell us where you'd want one.
Telling us costs nothing and commits you to nothing. It is how the next home gets found.
Ready to talk it through?