It's not a dream. It's a decision you haven't made yet.
You already know the drive. The last bend before the coast opens up, or the climb as the gums give way to snow gums and the air turns sharp. The window down, the kids gone quiet because they can feel it too.
Now imagine the door is yours. You just arrived, and there's nothing to fix.
The feeling isn't the reward for owning the whole thing. It's the reward for owning your share.
"You've spent years booking someone else's place. The next one could be yours."
The smart shape of ownership
A real share in a premium Australian holiday home. Fully managed, clearly priced, sized to your life.
Real ownership, held in trust.
You hold units in the trust that owns the home. Yours to enjoy, transfer or sell.
You buy solo (no group required).
No group to organise. Buy your share individually; Copay assembles the co-owners and runs the home.
Solicitor-drafted co-ownership agreements.
Solicitor-drafted, legally compliant and fully transparent. No grey areas, no surprises.
We handle the entire home.
One levy covers cleaning, maintenance, insurance and scheduling. You just show up.
A clear path out when you need it.
Structured exit pathways mean you're never locked in. Your share, your timeline.
Three steps from curious to co-owner
Choose your place.
Browse a curated collection of premium holiday homes, coast and hinterland. Every listing is vetted and transparently priced.
Buy your share.
Your share, your nights: 1/8 = 45, 1/6 = 60, 1/4 = 91. You buy individually; Copay handles the trust and legal docs.
Arrive. Enjoy. Come back.
Book through a fair rotating scheduling system. We manage the home; you arrive to a spotless, ready place.
Not sure which share size fits you?
Book a free 15-minute ownership call and we will map it out. No pressure, no jargon.
Your place is waiting. Find the one that feels like yours.
Four places. Four kinds of morning. One share stands between you and any of them.
Every Copay home is fully managed, transparently priced and structured for clear, fair co-ownership.
Estimate your share in 30 seconds
Pick a region, a home type and a share size. Your figures appear instantly. No email needed.
1 Where
Figures are illustrative for this region. Current homes are listed in the collection.
Entry capital
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Monthly levy
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Nights
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Your share
Complete all three steps to see your figures.
Entry capital
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Duty, legal review and Copay service fee included.
Monthly levy
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Insurance, maintenance, rates. One monthly payment.
Your nights
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Peak dates rotate between owners each year.
Illustrative figures based on your selections. Exact numbers confirmed in writing before you commit.
What Copay does not promise
Co-ownership through Copay is a lifestyle arrangement, not a financial product. Before you decide, read this plainly.
No promise of value increase. We do not suggest, imply or promise that the value of any home or your unitholding will rise. Property values can fall. Do not buy a Copay share expecting the value of your units to increase over time.
No short-term letting programme. Current Copay homes are held for personal use by co-owners. Co-ownership agreements for current properties do not permit short-term letting of owner nights. If a future home's agreement permits short-term letting, that will be stated in that specific listing. Copay does not operate or facilitate letting on your behalf.
No guaranteed exit price or timeframe. When you choose to sell your share, the price depends on what a willing buyer pays at that time. There is no buy-back guarantee, no minimum floor price and no guaranteed timeframe for sale. Selling takes time, as any property transaction does.
No guaranteed access to specific dates. Your entitlement is your allocated nights per year, distributed through a fair rotating scheduling system. Peak dates (Christmas, school holidays, Easter) rotate between all owners. You cannot be guaranteed a specific date until a confirmed booking is made through the owner portal.
Not financial, tax or legal advice. Nothing on this website constitutes financial, investment, tax or legal advice. Obtain independent advice from qualified professionals before making any purchase decision.
Copay is not a managed investment scheme. Nothing on this website is an offer to sell or a solicitation to buy any securities or financial products. Elate Holdings Pty Ltd ABN 58 655 961 176 t/a Copay.
Your holiday home is closer than you think.
A 15-minute call costs nothing. We will walk you through what a share looks like for you.
New homes land regularly. Be the first to know.
Get early access to new homes as they land, before the public collection.